:root{--navy:#14305c;--navy2:#1d4580;--gold:#c8962e;--ink:#1c2433;--mute:#566174;--line:#dfe4ec;--bg:#f6f8fb;--white:#fff;--fill:#fff3b0}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;font-size:19px;line-height:1.55;color:var(--ink);background:var(--white)}
a{color:var(--navy2)}img{max-width:100%;display:block}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
.fill{background:var(--fill);padding:0 4px;border-radius:3px;font-weight:600}
.topbar{background:var(--navy);color:#fff;font-size:15px}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding:8px 20px}
.topbar a{color:#fff;font-weight:600;text-decoration:none}
header.site{border-bottom:1px solid var(--line);background:#fff}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;padding:14px 20px;gap:12px}
.brand{font-weight:800;font-size:22px;color:var(--navy);text-decoration:none}.brand span{color:var(--gold)}
.btn{display:inline-block;background:var(--gold);color:#1b1407;font-weight:700;text-decoration:none;padding:14px 22px;border-radius:10px;border:0;font-size:18px;cursor:pointer;text-align:center}
.btn:hover{filter:brightness(1.05)}.btn.ghost{background:transparent;border:2px solid var(--navy);color:var(--navy)}
.btn.navy{background:var(--navy);color:#fff}
.hero{background:linear-gradient(180deg,#eef3fa,#fff);padding:48px 0}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:center}
.hero h1{font-size:44px;line-height:1.12;margin:0 0 14px;color:var(--navy)}.hero h1 em{font-style:normal;color:var(--gold)}
.hero p.lead{font-size:21px;color:var(--mute);margin:0 0 22px}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap}
.hero img{border-radius:18px;box-shadow:0 12px 30px rgba(20,48,92,.15)}
.note{font-size:15px;color:var(--mute);margin-top:14px}
section{padding:56px 0}section.alt{background:var(--bg)}
h2{font-size:32px;color:var(--navy);margin:0 0 10px}h2+p.sub{color:var(--mute);margin:0 0 28px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.cards.four{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}
.card h3{margin:0 0 6px;font-size:21px;color:var(--navy)}.card p{margin:0 0 14px;color:var(--mute);font-size:17px}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.step{position:relative;padding:22px;background:#fff;border:1px solid var(--line);border-radius:14px}
.step:before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;margin-bottom:10px}
.step h3{margin:0 0 6px;font-size:19px}.step p{margin:0;color:var(--mute);font-size:16px}
.formbox{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;max-width:720px;margin:0 auto;box-shadow:0 8px 24px rgba(20,48,92,.08)}
.row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
label{display:block;font-weight:600;font-size:16px;margin:12px 0 6px}
input[type=text],input[type=tel],input[type=email]{width:100%;font-size:19px;padding:13px 14px;border:1.5px solid #b9c3d3;border-radius:10px}
input:focus{outline:3px solid #9fc0f0;border-color:var(--navy2)}
.consent{display:flex;gap:12px;align-items:flex-start;margin:16px 0;font-size:15px;line-height:1.5;color:#36404f}
.consent input{width:22px;height:22px;flex:0 0 22px;margin-top:2px}
.hidden{position:absolute;left:-9999px}
.trust{display:flex;gap:18px;flex-wrap:wrap;font-size:15px;color:var(--mute);margin-top:12px}
footer{background:#0f2546;color:#d6deea;font-size:15px;padding:40px 0}
footer h4{color:#fff;margin:0 0 8px;font-size:16px}footer a{color:#fff}
footer .legal p{margin:0 0 12px}
footer .cols{display:grid;grid-template-columns:2fr 1fr;gap:28px;margin-bottom:24px}
footer .fill{color:#1b1407}
.doc{max-width:820px}.doc h1{color:var(--navy);font-size:36px}.doc h2{font-size:24px;margin-top:28px}
@media(max-width:860px){.hero .wrap,.cards,.cards.four,.steps,footer .cols{grid-template-columns:1fr}.hero h1{font-size:34px}.row{grid-template-columns:1fr}.cards.four{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.cards.four{grid-template-columns:1fr}header.site .btn{display:none}}
.kicker{font-weight:800;color:var(--gold);text-transform:none;font-size:20px;margin:0 0 8px}
.mascot{margin:0;position:relative}
.mascot img{border-radius:22px;box-shadow:0 14px 34px rgba(20,48,92,.18);width:100%;height:auto;aspect-ratio:600/540;object-fit:cover}
.mascot figcaption{position:absolute;left:16px;bottom:16px;background:rgba(20,48,92,.9);color:#fff;font-weight:700;font-size:15px;padding:8px 12px;border-radius:999px}
.video-split{display:grid;grid-template-columns:.85fr 1.15fr;gap:36px;align-items:center}
.video-split video{width:100%;height:auto;border-radius:16px;background:#000;box-shadow:0 12px 30px rgba(20,48,92,.15)}
@media(max-width:860px){.video-split{grid-template-columns:1fr}}
.brand{display:flex;align-items:center;gap:10px}
.brand img{height:40px;width:auto}
.brand .wm{font-size:24px;letter-spacing:-.3px}.brand .wm b{font-weight:800}
.brand .m{color:#14305c}.brand .z{color:#e2493b}.brand i{font-style:normal;color:#8a93a3;font-weight:600;font-size:18px}
footer .brandf{display:flex;align-items:center;gap:8px}
.ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:6px}
nav.top{display:flex;align-items:center;gap:18px}nav.top a:not(.btn){font-weight:700;color:var(--navy);text-decoration:none}
.learn-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:28px;align-items:start}
.faq{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px}
.faq summary{cursor:pointer;list-style:none;padding:18px 52px 18px 20px;font-weight:700;font-size:19px;color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:26px;color:var(--gold)}
.faq[open] summary:after{content:"\2013"}
.faq .ans{padding:0 20px 18px;color:#36404f}.faq .ans p{margin:0 0 12px}
.faq video,.faq-video video{width:100%;height:auto;border-radius:10px;background:#000}
.vcap{font-size:14px;color:var(--mute);margin-top:6px!important}
.faq-video{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px;position:sticky;top:16px}
.faq-video h3{margin:0 0 6px;color:var(--navy)}.faq-video p{color:var(--mute);font-size:16px}
@media(max-width:860px){.learn-grid{grid-template-columns:1fr}.faq-video{position:static}nav.top a:not(.btn){display:none}}
iframe.brevo{display:block;width:100%;height:1250px;border:0;border-radius:12px;background:#fff}
@media(max-width:600px){iframe.brevo{height:1550px}}
.steps-list{display:grid;grid-template-columns:1fr 1fr;gap:12px;align-items:start}
.apstep summary{display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.apstep summary .num{flex:0 0 34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:16px}
.apstep summary small{flex-basis:100%;margin-left:48px;margin-top:-6px;font-weight:500;color:var(--mute);font-size:15px}
.apstep video{width:100%;height:auto;border-radius:10px;background:#000}
@media(max-width:860px){.steps-list{grid-template-columns:1fr}}